Ian Keith - Managing Director

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Biography

Ian Keith is an experienced legal indemnity underwriter, having been underwriting international title risks since 2006.

Ian was one of the founders of DUAL Asset and has been integral in growing the business from a start-up company in 2013 to its current position as the leading international legal indemnity provider.

Contact Details

+44 (0)20 7337 6477
+44 (0)7846 572 524
ikeith@dualgroup.com

Mark Dennis - Head of Residential Risks

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Biography

Mark Dennis is an experienced insurance underwriter and industry veteran. He has led the growth of the UK legal indemnities market since the 1990s, when he launched the first online offering in the market.

Since joining DUAL, Mark has been pivotal in the launch and roll out of our My Legal Indemnity Shop online quote comparison site in England/Wales, Scotland and N Ireland as well as in developing our UK residential and commercial business.

Contact Details

+44 (0)203 435 6283
+44 (0)7834 175 500
mdennis@dualgroup.com

Phil Oldcorn - Chief Underwriting Officer

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Biography

Phil is one of the founders and the Chief Underwriting Officer of DUAL Asset.

A solicitor, the founder and former Chief Executive Officer of First Title Insurance plc and a Senior Vice President of the First American Corporation.

Phillip has created successful legal indemnities businesses in the UK and Ireland, Central and Eastern Europe, Turkey and Western Europe. He managed First American’s Australia/New Zealand operations from Sydney for a few years in the mid 2000s.

Now that Phil has stopped playing, he watches rugby. He is also an untalented but enthusiastic junior football coach. He sings and plays guitar with his rock n roll band Upside & owns Penn Street Promotions, an independent record label with Andy Hillier.

Contact Details

+44 (0)20 7337 6460
+44 (0)7798 922 985
poldcorn@dualgroup.com

Andrew Hillier - Executive Chairman

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Biography

Andrew is a Chartered Surveyor with over 25 years’ experience in the property industry who has applied his property and business experience to a wide variety of entrepreneurial companies.

His first professional property consultancy in the golf course market has been followed by several successful ventures in property development, consultancy, IT and renewable energy.

In 2013 he co founder DUAL Asset Underwriting which has rapidly become the leading global insurer for legal indemnities. His property expertise and connections bring a unique combination to this exciting insurance business. As well as being passionate about property and creating deals, Andrew enjoys golf and supporting Watford FC.

Contact Details

+44 (0)20 7337 9888
+44 (0)7778 796 859
ahillier@dualgroup.com

Wesley Timothy LLB (Hons) - Senior Underwriter

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Biography

Wesley began underwriting legal indemnity products in February 2007; having originated from the water and drainage industry Wes has a keen interest in sewers and water pipes!

Being highly technical Wes works with many leading property professionals to support our underwriting and claims handling.

In addition to underwriting restrictive covenants, easement discrepancies, mineral reservations, planning matters and possessory problems (to name a few!), Wes has also set up scheme style products to enable conveyancers, their clients and funders to transact swiftly and smoothly.

Contact Details

+44 (0)161 457 1299
+44 (0)7395 789 024
wtimothy@dualgroup.com
Chancery Place, 50 Brown Street, Manchester M2 2JG

Kate Thorp - Manager – Inheritance & Estate Protection

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Biography

Kate is an experienced commercial underwriter and manager of DAU’s executor and inheritance team.

Kate was responsible for developing a comprehensive inheritance product which includes missing beneficiary, missing will and will dispute covers amongst 13 other risks. It is the only product of its kind in the market.

Kate also specialises in insuring contentious probate issues where the distribution is being held up because of a known dispute or issue. DUAL’s policies can be an alternative to going to court and have been the solution for the aggrieved party in numerous PI claim cases, where mistakes have been made in will drafting.

Kate has 20 years’ experience in legal indemnities and her knowledge and experience in both real estate and probate matters are a great asset to the DAU team.

Contact Details

+44 (0)20 7337 8775
+44 (0)7519 129 136
kthorp@dualgroup.com

Kelly Lines - Senior Underwriter

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Biography

Kelly has been underwriting legal indemnity risks since 2005 when she first entered the market and she joined DUAL Asset Underwriting in 2014 as a Senior Underwriter with a predominant responsibility for UK risks.

Since then she has been heavily involved in underwriting and growing DUAL Asset Underwriting’s global title to share and real estate offering across the UK and Europe. Kelly works closely with both our M&A Real Estate clients and has recently underwritten a €2bn title to share and real estate deal whilst still taking a keen interest in English restrictive covenant risks.

Kelly is ACII qualified and a Chartered Insurer and was awarded the Crawford Prize in 2013 for her completion of the ACII with the best result nationally.

Contact Details

+44 (0)20 7337 8761
+44 (0)7395 788 957
klines@dualgroup.com

Kirstin Nee - Senior Underwriter

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Biography

Kirstin entered the legal indemnities market straight from law school and has been underwriting high net worth commercial and residential defective title policies for Scotland, Northern Ireland and the Republic of Ireland. This involves a detailed knowledge of commercial and residential property law and keeping up to date with case law and legislative changes. She then went on to be a Customer Relations Manager at Millar & Bryce (Scotland’s premier provider of legal searching) before returning to her love of underwriting as a Senior Underwriter at DUAL Asset Underwriting in 2016.

Since joining the team, Kirstin’s specialisms have grown very much internationally as well as into the corporate sphere with DUAL Asset Underwriting’s global title to share and real estate offering. Kirstin works very closely with our M&A and Real Estate clients on matters great and small and from around the world to ensure deals happen.

Contact Details

+44 (0)20 7337 9875
+44 (0)7519 129 163
knee@dualgroup.com

Fergus Davey - Senior Underwriter

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Biography

Fergus has extensive experience underwriting real estate title, share title, legal indemnity and real estate transactional liability risk throughout the UK, Ireland, continental Europe and internationally. He has a particular interest in French and Spanish real estate and emerging markets.

Fergus is flexible and commercial with a strong reputation for helping clients complete transactions quickly and securely.

Contact Details

+44 (0)207 337 6492
+44 (0)7519 129 141
fdavey@dualgroup.com

Gemma Gould - Underwriter

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Biography

During her 2 years at Dual, Gemma has dealt with a large number of high value complex commercial risks, also managing key client accounts to ensure customers expectations are met. In addition to this she has recently begun studying towards her cii qualification. Gemma continues to be a valuable asset to the team.

Contact Details

+44 (0)203 435 6287
+44 (0)7805 130 546
ggould@dualgroup.com

Tanya Tayler - Underwriter

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Biography

Tanya began her career as an underwriter in 2009 and has a flexible approach to underwriting. Tanya is able to deal with a wide range of title risks including residential, commercial and developments for properties/sites in England and Wales, Scotland and Northern Ireland.

Contact Details

+44 (0)203 435 6286
+44 (0)7395 789 020
ttayler@dualgroup.com

Caroline Rexon - Underwriter

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Biography

Caroline is a commercial underwriter with over 12 year’s experience in the legal indemnities market. Caroline predominantly deals with commercial/development risks but also has a wide knowledge of residential and bespoke risks.

Her expertise lies with risks such as restrictive covenants, lack of easements and third party rights.

Contact Details

+44 (0)203 435 6288
+44 (0)7519 663 037
crexon@dualgroup.com

Karol Świetlicki - Business Development Manager

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Biography

Karol studied Economics at Maria Curie – Sklodowska University in Lublin before moving to Warsaw in 2008 to continue his studies in Securities and Companies Evaluation at Leon Kozminski Academy. Since then he has been heavily involved in managing two companies providing financial and HR services. He also participated as a Project Manager in several due diligence and restructuring projects.

Since 2012, Karol has had a successful career in the banking sector in Poland, working as a member of a strategic think tank in mBank (owned by Commerzbank, no. 3 on the market, projects in Poland and Czech Republic), managing strategy in the savings area in a start-up Alior Bank and finally being Product Manager in Private Banking in Pekao (formerly owned by UniCredit, no. 2 on the market).

Karol heads up DUAL’s business development activities in the CEE region from our office in Warsaw.

Contact Details

+48 669 750 020
kswietlicki@dualpolska.com

Carolyn Gibson - Administrator & Underwriting Assistant

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Biography

Carolyn joined DAU in January 2015 as an Administrator. Her role and knowledge of the business has grown with the company and although she is still involved in administrative duties, she is also an Underwriting Assistant.

Contact Details

+44 (0)7833 692 067
cgibson@dualgroup.com

Tim Lewis - Underwriting Assistant

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Biography

Tim studied economics and graduated with a Diploma in International studies, spending time abroad working in France as a language assistant. He then set up a maths tutoring business alongside pursuing a career in golf, gaining significant experience playing at an elite amateur level.

With a mathematical background and drawing on experience gained from running his own maths business, he is excited to bring his potential to the team and begin his career at DUAL Asset as an Underwriting Assistant.

Contact Details

+44 (0)203 808 2562
tlewis@dualgroup.com

Tom Walker - Underwriter

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Biography

Tom started his career in underwriting in June 2014 before joining us at DUAL in July 2016.

Tom has a flexible approach to underwriting and is able to deal with a wide range of title risks, in particular risks associated with residential Property, commercial/development and some European property risks.

Contact Details

+44 (0)203 435 6262
+44 (0)7395 796 696
twalker@dualgroup.com

Samantha Hunter - Underwriter

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Biography

After spending many years as a residential conveyancer in the North West Samantha moved back to her home town and decided to join the world of underwriting in 2016.

Samantha joined DUAL Asset Underwriting in November 2016 with her previous experience in conveyancing giving her not only an in-depth knowledge of title risks but also she has been where the conveyancer is and knows your issues and requirements.

With a keen focus on flexibility and customer service, Samantha is able to deal with a wide range of title risks including residential, commercial and development as wells as probate. She also has a keen focus on promoting DUAL Assets online comparison site.

Contact Details

+44 (0)203 808 2478
+44 (0)7734 101 116
shunter@dualgroup.com

Megan Eustace - Assistant Underwriter

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Biography

Megan studied Law with European Legal Systems (LLB) at the University of East Anglia, with a year abroad at the University of Leiden, The Netherlands.

Having partaken in various legal work internships within the property and probate sectors, Megan has been able to develop the knowledge and skills necessary.

Her experiences travelling, studying and various other diverse job roles have enabled her to become a skilled communicator and listener, with the ability to focus on attention to detail, whilst completing tasks to a high level and in an efficient manner.

Contact Details

+44 (0)203 808 2592
meustace@dualgroup.com

Adam Keith - Underwriter

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Biography

Adam Studied Law at Durham University, before moving to London where he worked as a legal indemnity underwriter for five years, specialising in complex risks, large portfolios and rights to light.

Since then, Adam has spent the last three years working as a legal indemnity broker, finding solutions for a wide range of international transactions, including some of the largest in Europe.

Contact Details

+44 (0)207 337 8778
+44 (0)751 912 9127
akeith@dualgroup.com

Josh Astbury-Dennis - Underwriter

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Biography

Josh joined DUAL Asset Underwriting in July 2015 with 12 months experience as a junior underwriter. Since then, he has demonstrated his technical ability and commercial awareness and become a fully independent and motivated commercial underwriter.

Josh is experienced in dealing with both residential and commercial title risks allowing him to consider a wide range of real estate issues, and enabling him to find insurance solutions in a flexible and efficient manner.

Contact Details

+44 (0)203 435 6284
+44 (0)7834 372 047
jdennis@dualgroup.com

Sarah Gateaud - Assistant Underwriter

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Biography

Sarah studied an LLB at undergraduate and continued on to study law at postgraduate level, giving her an LLM. Her knowledge in UK law has enabled her to have firm analytical skills which are ideal for spotting risks and claims in legal indemnities.

Sarah started her career in DUAL Asset Underwriting in 2017, having worked in a conveyancing and probate solicitors. Her understanding of the UK residential, commercial and probate sector conjoins with DUAL Asset Underwritings area of focus.

As a bilingual French native Sarah assists Dual’s growing French market, whilst working alongside lawyers and brokers. Sarah is one of the key members setting up the DUAL Charity Committee, whose focus is to promote development globally in line with the success of Dual.

As one of the newest members of the team, her hardworking nature, strong customer focus and work experience gives her fantastic potential.

Contact Details

+44 (0)207 337 6461
+44 (0)7860 954 080
sgateaud@dualgroup.com

Natalie Leversedge - Head of Operations

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Biography

Natalie Leversedge is an experienced Operations Manager, having been involved in the start-up of two companies since 2008.

Natalie was one of the founding members of DUAL Asset and has played a vital role in building the business up since its start in 2013. Natalie was responsible for putting in place the systems and processes which have allowed the company to grow at a rapid rate. In 2016 Natalie joined both the management team and the Board of the company. Since then she has continued to play an important part in the growth of the business and in particular in developing the claims/IS processes and helping to drive the growth of the international business.

Contact Details

+44 (0)20 7337 6462
+44 (0)7917 367 698
nleversedge@dualgroup.com

Trevor Barnett - Business Development Executive

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Biography

Trevor enjoyed a 27 year career in residential mortgage lending holding a number of senior managerial & underwriting positions with several of the UK’s largest banks and building societies before joining First Title Insurance where he spent 4½ years as Business Development Executive.

Since joining DUAL Asset Underwriting in November 2015 Trevor has been responsible for developing relationships with law firms and regional brokers engaged in residential & commercial real estate transactions promoting our legal indemnity proposition with a particular focus on the unique online legal indemnities comparison site My Legal Indemnity Shop. Currently Trevor is also developing our residential business in Spain working closely with Abogados and brokers to raise the profile & awareness of available products & solutions.

Contact Details

+44 (0)7834 178982
tbarnett@dualgroup.com

Chris Dowlings - Business Development Executive

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Biography

Chris enjoyed 19 years with a major UK High Street Bank holding managerial positions.

Not long after this Bank was ‘acquired’ and being disillusioned with its direction, Chris had 8 successful years Self Employed as a whole of market Mortgage Broker; 4 years before and 4 years after the Financial crisis in 2008.

Chris was attracted to the values-based approach and the de-centralised model adopted by a Scandinavian Bank having 7 highly successful years contributing to the start-up of a Branch in his home town.

Contact Details

+44 (0)7484 364 616
cdowling@dualgroup.com

Grace Hedgecock - Executive Assistant

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Biography

Grace began her career in insurance with DUAL Corporate Risks in 2011. Grace very quickly progressed through various PA positions working with the global board including the CEO.

Identified for her organisational and interpersonal skills Grace was hired by DUAL Asset in 2016 to be PA to Phil Oldcorn while also working as an underwriting assistant to the wider team. Grace mainly deals with client events, diary management, travel and drafting and issuing policies.

Contact Details

+44 (0)207 337 8754
+44 (0)7849 083 906
ghedgecock@dualgroup.com

Melanie Charlton - Executive Assistant

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Biography

Melanie is an experienced Executive Assistant With over 10 years experience in assisting directors with organising diaries, travel, expenses and managing offices. Her background lies with Event Planning and Management.

Previously Melanie implemented the first UK Government Grant Scheme in the Renewable Energy Sector.

Melanie brings to DUAL extensive organisational skills, team support and dedication.

Contact Details

+44 (0)7855 960 964
mcharlton@dualgroup.com

Chris Hammond - Underwriter

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Biography

Chris is an Australian qualified solicitor who was admitted to the Supreme Court of Victoria, Australia in 2012. Following admission, Chris worked in the Real Estate team at Hall & Wilcox Lawyers in Melbourne until July 2018. Chris has acted for fund managers, listed and unlisted REITs, superannuation funds, utility companies and private and public investors and developers. Chris’ key areas of practice included property due diligence, sales and acquisitions, commercial and retail leasing, development agreements and construction contracts.

Chris joined DUAL Asset in October 2018 after relocating to London. His experience practising as a solicitor for over 6 years and advising clients in relation to a broad range of risks underwritten by DUAL will assist Chris in quickly becoming an independent and pragmatic underwriter.

Contact Details

+44 (0)203 808 2463
+44 (0)7717 787 411
chammond@dualgroup.com

Massimo Ruscio - Underwriter

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Biography

After his Laurea Specialistica in Giurisprudenza in Trieste, Massimo worked as trainee lawyer and assistant at the European Parliament in a fully German speaking office.

In 2012 he started his career in Insurance, working in a leading broker firm in Milan, where he gained a solid experience in managing the insurance portfolio of public entities, utilities, power and energy companies as well as fulfilling various business development activities.

Massimo joined DUAL in June 2017, he is responsible for the Italian market and he is contributing with his legal and insurance experience, together with his languages skills to the DUAL team and their clients.

Contact Details

+44 (0)207 337 8791
+44 (0)7972 211 571
mruscio@dualgroup.com

Judith Cullum - Office Manager & Underwriting Assistant

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Biography

Judith (known as Jude) started her career within the Legal Indemnity market as an Administrator at Countrywide Legal Indemnities in 2000. Jude progressed to Administration Manager and managed a number of administration staff and was part of the Management Team.

Jude joined DUAL Asset Underwriting in October 2016 gaining the position of Underwriting Assistant and was promoted to Norwich Office Manager in September 2017. Jude is involved in a number of tasks including policy issuing, policy amendments and account work and making sure that the office is running smoothly.

Jude has a wealth of experience within administration and is conscientious, loyal and committed. Her focus is delivering excellent customer service with a proven track record of delivering under pressure.

Contact Details

+44 (0)203 780 1084
+44 (0)7847 541 672
jcullum@dualgroup.com

Julie Thurston - Underwriting Assistant

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Biography

Julie started her career within Legal Indemnities as an Underwriter. Julie decided she wanted to gain experience in another area and moved within the Administration Team in 2001 until 2007 before leaving to have a family.

Julie began working in 2009 within an Accounts Team before starting at DUAL Asset Underwriting in February 2017. Julie has extensive administration knowledge within the Legal Indemnities environment and accounts.

Contact Details

+44 (0)1603 510 599
jthurston@dualgroup.com

Terri Hatton - Underwriter

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Biography

With a background in business administration, Finance and as a PA, Terri made the move into Underwriting in her previous role in a Fast Track team for Residential Risks.

Terri joined DUAL in the early in 2018. She finds underwriting engaging and is looking forward to learning the more complex residential risks in the DUAL product portfolio.

Contact Details

+44 (0)203 872 6591
+44 (0)7970 219 252
thatton@dualgroup.com

Michael Wright - Business Development Consultant

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Biography

Mike enjoyed a 34 year career in Building Societies and Banks holding senior regional and head office positions. His main areas of specialism were in commercial debt restructuring and recoveries and in growing intermediary business in retail banking.

Mike then had 8 highly successful years as Business Development Director with First Title Insurance plc where he was responsible for several of their largest commercial deals.

Mike joined DUAL Asset shortly after the business was established, but retired for family circumstances after 2 successful years. He has now resumed his career with DUAL Asset in a business development role along with responsibilities for training.

Contact Details

+44 (0)207 133 1535
+44 (0)7843 360 011
mwright1@dualgroup.com

Naomi Kent - Underwriter

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Biography

Naomi has 13 years’ experience in the legal indemnities market and has underwritten a broad range of both residential and commercial risks, as well as missing beneficiary, rights to light, and other bespoke risks.

Naomi also has extensive claims handling experience, having been involved in a number of cases which have gone to mediation, trial and the Financial Ombudsman.

Contact Details

+44 (0)203 318 8391
nkent@dualgroup.com

Jessica Ollerhead - Underwriter

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Biography

Jess studied Law at University of Cumbria before moving to London to continue her studies in Legal Practice. Jess started her career in underwriting in 2016, before joining Dual in April 2018.

Jess primarily considers more complex legal indemnity risks and rights to light, with a particular interest in restrictive covenants.

Contact Details

+44 (0)20 7456 8045
+44 (0)7909 925 646
jollerhead@dualgroup.com

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