Ian Keith - Managing Director

Biography

Ian Keith is an experienced legal indemnity underwriter, having been underwriting international title risks since 2006.

Ian was one of the founders of DUAL Asset and has been integral in growing the business from a start-up company in 2013 to its current position as the leading international legal indemnity provider.

Contact Details

+44 (0)20 7337 6477
+44 (0)7846 572 524
ikeith@dualgroup.com

Mark Dennis - Head of Residential Risks

Biography

Mark Dennis is an experienced insurance underwriter and industry veteran. He has led the growth of the UK legal indemnities market since the 1990s, when he launched the first online offering in the market.

Since joining DUAL, Mark has been pivotal in the launch and roll out of our My Legal Indemnity Shop online quote comparison site in England/Wales, Scotland and N Ireland as well as in developing our UK residential and commercial business.

Contact Details

+44 (0)203 435 6283
+44 (0)7834 175 500
mdennis@dualgroup.com

Phil Oldcorn - Founder & Director

Biography

Phil is one of the founders and the Chief Underwriting Officer of DUAL Asset.

A solicitor, the founder and former Chief Executive Officer of First Title Insurance plc and a Senior Vice President of the First American Corporation.

Phillip has created successful legal indemnities businesses in the UK and Ireland, Central and Eastern Europe, Turkey and Western Europe. He managed First American’s Australia/New Zealand operations from Sydney for a few years in the mid 2000s.

Now that Phil has stopped playing, he watches rugby. He is also an untalented but enthusiastic junior football coach. He sings and plays guitar with his rock n roll band Upside & owns Penn Street Promotions, an independent record label with Andy Hillier.

Contact Details

+44 (0)20 7337 6460
+44 (0)7798 922 985
poldcorn@dualgroup.com

Andrew Hillier - Executive Chairman

Biography

Andrew is a Chartered Surveyor with over 25 years’ experience in the property industry who has applied his property and business experience to a wide variety of entrepreneurial companies.

His first professional property consultancy in the golf course market has been followed by several successful ventures in property development, consultancy, IT and renewable energy.

In 2013 he co founder Dual Asset Underwriting which has rapidly become the leading global insurer for legal indemnities. His property expertise and connections bring a unique combination to this exciting insurance business. As well as being passionate about property and creating deals, Andrew enjoys golf and supporting Watford FC.

Contact Details

+44 (0)20 7337 9888
+44 (0)7778 796 859
ahillier@dualgroup.com

Wesley Timothy LLB (Hons) - Senior Underwriter

Biography

Wesley began underwriting legal indemnity products in February 2007; having originated from the water and drainage industry Wes has a keen interest in sewers and water pipes!

Being highly technical Wes works with many leading property professionals to support our underwriting and claims handling.

In addition to underwriting restrictive covenants, easement discrepancies, mineral reservations, planning matters and possessory problems (to name a few!), Wes has also set up scheme style products to enable conveyancers, their clients and funders to transact swiftly and smoothly.

Contact Details

+44 (0)161 457 1299
+44 (0)7875 788 854
wtimothy@dualgroup.com
Chancery Place, 50 Brown Street, Manchester M2 2JG

Kate Thorp - Senior Underwriter

Biography

Kate is an experienced commercial underwriter and manager of DAU’s executor and inheritance team.

Kate was responsible for developing a comprehensive inheritance product which includes missing beneficiary, missing will and will dispute covers amongst 13 other risks. It is the only product of its kind in the market.

Kate also specialises in insuring contentious probate issues where the distribution is being held up because of a known dispute or issue. DUAL’s policies can be an alternative to going to court and have been the solution for the aggrieved party in numerous PI claim cases, where mistakes have been made in will drafting.

Kate has 20 years’ experience in legal indemnities and her knowledge and experience in both real estate and probate matters are a great asset to the DAU team.

Contact Details

+44 (0)20 7337 8775
+44 (0)7766 307 468
kthorp@dualgroup.com

Kelly Lines - Senior Underwriter

Biography

Kelly has been underwriting legal indemnity risks since 2005 when she first entered the market and she joined Dual Asset Underwriting in 2014 as a Senior Underwriter with a predominant responsibility for UK risks.

Since then she has been heavily involved in underwriting and growing Dual Asset Underwriting’s global title to share and real estate offering across the UK and Europe. Kelly works closely with both our M&A Real Estate clients and has recently underwritten a €2bn title to share and real estate deal whilst still taking a keen interest in English restrictive covenant risks.

Kelly is ACII qualified and a Chartered Insurer and was awarded the Crawford Prize in 2013 for her completion of the ACII with the best result nationally.

Contact Details

+44 (0)20 7337 8761
+44 (0)7951 884 843
klines@dualgroup.com

Kirstin Nee - Senior Underwriter

Biography

Kirstin entered the legal indemnities market straight from law school and has been underwriting high net worth commercial and residential defective title policies for Scotland, Northern Ireland and the Republic of Ireland. This involves a detailed knowledge of commercial and residential property law and keeping up to date with case law and legislative changes. She then went on to be a Customer Relations Manager at Millar & Bryce (Scotland’s premier provider of legal searching) before returning to her love of underwriting as a Senior Underwriter at DUAL Asset Underwriting in 2016.

Since joining the team, Kirstin’s specialisms have grown very much internationally as well as into the corporate sphere with DUAL Asset Underwriting’s global title to share and real estate offering. Kirstin works very closely with our M&A and Real Estate clients on matters great and small and from around the world to ensure deals happen.

Contact Details

+44 (0)20 7337 9875
+44 (0)7894 867 476
knee@dualgroup.com

Fergus Davey - Senior Underwriter

Biography

Fergus has extensive experience underwriting real estate title, share title, legal indemnity and real estate transactional liability risk throughout the UK, Ireland, continental Europe and internationally. He has a particular interest in French and Spanish real estate and emerging markets.

Fergus is flexible and commercial with a strong reputation for helping clients complete transactions quickly and securely.

Contact Details

+44 (0)207 337 6492
+44 (0)7779 320 327
fdavey@dualgroup.com

Gemma Gould - Underwriter

Biography

During her 2 years at Dual, Gemma has dealt with a large number of high value complex commercial risks, also managing key client accounts to ensure customers expectations are met. In addition to this she has recently begun studying towards her cii qualification. Gemma continues to be a valuable asset to the team.

Contact Details

+44 (0)203 435 6287
+44 (0)7805 130 546
ggould@dualgroup.com

Tanya Tayler - Underwriter

Biography

Tanya began her career as an underwriter in 2009 and has a flexible approach to underwriting. Tanya is able to deal with a wide range of title risks including residential, commercial and developments for properties/sites in England and Wales, Scotland and Northern Ireland.

Contact Details

+44 (0)203 435 6286
+44 (0)750 006 1769
ttayler@dualgroup.com

Caroline Rexon - Underwriter

Biography

Caroline is a commercial underwriter with over 12 year’s experience in the legal indemnities market. Caroline predominantly deals with commercial/development risks but also has a wide knowledge of residential and bespoke risks.

Her expertise lies with risks such as restrictive covenants, lack of easements and third party rights.

Contact Details

+44 (0)203 435 6288
+44 (0)7519 663 037
crexon@dualgroup.com

Carolyn - Administrator

Biography

Contact Details

+44 (0)203
@dualgroup.com

Tom Walker - Underwriter

Biography

Tom started his career in underwriting in June 2014 before joining us at Dual in July 2016.

Tom has a flexible approach to underwriting and is able to deal with a wide range of title risks, in particular risks associated with residential Property, commercial/development and some European property risks.

Contact Details

+44 (0)203 435 6262
+44 (0)7534 148 012
twalker@dualgroup.com

Samantha Hunter - Underwriter

Biography

After spending many years as a residential conveyancer in the North West Samantha moved back to her home town and decided to join the world of underwriting in 2016.

Samantha joined DUAL Asset Underwriting in November 2016 with her previous experience in conveyancing giving her not only an in-depth knowledge of title risks but also she has been where the conveyancer is and knows your issues and requirements.

With a keen focus on flexibility and customer service, Samantha is able to deal with a wide range of title risks including residential, commercial and development as wells as probate. She also has a keen focus on promoting DUAL Assets online comparison site.

Contact Details

+44 (0)203 808 2478
+44 (0)7734 101 116
shunter@dualgroup.com

Josh Astbury-Dennis - Underwriter

Biography

Josh joined DUAL Asset Underwriting in July 2015 with 12 months experience as a junior underwriter. Since then, he has demonstrated his technical ability and commercial awareness and become a fully independent and motivated commercial underwriter.

Josh is experienced in dealing with both residential and commercial title risks allowing him to consider a wide range of real estate issues, and enabling him to find insurance solutions in a flexible and efficient manner.

Contact Details

+44 (0)203 435 6284
+44 (0)7834 372 047
jdennis@dualgroup.com

Sarah Gateaud - Assistant Underwriter

Biography

Sarah studied an LLB at undergraduate and continued on to study law at postgraduate level, giving her an LLM. Her knowledge in UK law has enabled her to have firm analytical skills which are ideal for spotting risks and claims in legal indemnities.

Sarah started her career in Dual Asset Underwriting in 2017, having worked in a conveyancing and probate solicitors. Her understanding of the UK residential, commercial and probate sector conjoins with Dual Asset Underwritings area of focus.

As a bilingual French native Sarah assists Dual’s growing French market, whilst working alongside lawyers and brokers. Sarah is one of the key members setting up the Dual Charity Committee, whose focus is to promote development globally in line with the success of Dual.

As one of the newest members of the team, her hardworking nature, strong customer focus and work experience gives her fantastic potential.

Contact Details

+44 (0)207 337 6461
+44 (0)7860 954 080
sgateaud@dualgroup.com

Natalie Leversedge - Head of Operations

Biography

Natalie Leversedge is an experienced Operations Manager, having been involved in the start-up of two companies since 2008.

Natalie was one of the founding members of DUAL Asset and has played a vital role in building the business up since its start in 2013. Natalie was responsible for putting in place the systems and processes which have allowed the company to grow at a rapid rate. In 2016 Natalie joined both the management team and the Board of the company. Since then she has continued to play an important part in the growth of the business and in particular in developing the claims/IS processes and helping to drive the growth of the international business.

Contact Details

+44 (0)20 7337 6462
+44 (0)7917 367 698
nleversedge@dualgroup.com

Trevor Barnett - Business Development Executive

Biography

Trevor enjoyed a 27 year career in residential mortgage lending holding a number of senior managerial & underwriting positions with several of the UK’s largest banks and building societies before joining First Title Insurance where he spent 4½ years as Business Development Executive.

Since joining Dual Asset Underwriting in November 2015 Trevor has been responsible for developing relationships with law firms and regional brokers engaged in residential & commercial real estate transactions promoting our legal indemnity proposition with a particular focus on the unique online legal indemnities comparison site My Legal Indemnity Shop. Currently Trevor is also developing our residential business in Spain working closely with Abogados and brokers to raise the profile & awareness of available products & solutions.

Contact Details

+44 (0)7834 178982
tbarnett@dualgroup.com

Melanie Charlton - Executive Assistant

Biography

Melanie is an experienced Executive Assistant With over 10 years experience in assisting directors with organising diaries, travel, expenses and managing offices. Her background lies with Event Planning and Management.

Previously Melanie implemented the first UK Government Grant Scheme in the Renewable Energy Sector.

Melanie brings to Dual extensive organisational skills, team support and dedication.

Contact Details

+44 (0)7855 960 964
mcharlton@dualgroup.com

Massimo Ruscio - Underwriter

Biography

After his Laurea Specialistica in Giurisprudenza in Trieste, Massimo worked as trainee lawyer and assistant at the European Parliament in a fully German speaking office.

In 2012 he started his career in Insurance, working in a leading broker firm in Milan, where he gained a solid experience in managing the insurance portfolio of public entities, utilities, power and energy companies as well as fulfilling various business development activities.

Massimo joined DUAL in June 2017, he is responsible for the Italian market and he is contributing with his legal and insurance experience, together with his languages skills to the DUAL team and their clients.

Contact Details

+44 (0)207 337 8791
+44 (0)7972 211 571
mruscio@dualgroup.com

Judith Cullum - Office Manager & Underwriting Assistant

Biography

Judith (known as Jude) started her career within the Legal Indemnity market as an Administrator at Countrywide Legal Indemnities in 2000. Jude progressed to Administration Manager and managed a number of administration staff and was part of the Management Team.

Jude joined DUAL Asset Underwriting in October 2016 gaining the position of Underwriting Assistant and was promoted to Norwich Office Manager in September 2017. Jude is involved in a number of tasks including policy issuing, policy amendments and account work and making sure that the office is running smoothly.

Jude has a wealth of experience within administration and is conscientious, loyal and committed. Her focus is delivering excellent customer service with a proven track record of delivering under pressure.

Contact Details

+44 (0)203 780 1084
+44 (0)7847 541 672
jcullum@dualgroup.com

Julie Thurston - Underwriting Assistant

Biography

Julie started her career within Legal Indemnities as an Underwriter. Julie decided she wanted to gain experience in another area and moved within the Administration Team in 2001 until 2007 before leaving to have a family.

Julie began working in 2009 within an Accounts Team before starting at Dual Asset Underwriting in February 2017. Julie has extensive administration knowledge within the Legal Indemnities environment and accounts.

Contact Details

+44 (0)1603 510 599
jthurston@dualgroup.com

The www.DUALassetunderwriting.com Web Site (the "Web Site") is provided for your information by DUAL Corporate Risks Limited, 107 Leadenhall Street, London EC3A 4AF.

These are the general terms and conditions that govern your use of this Web Site. Please read these terms and conditions carefully.

If you continue to use this Web Site you are agreeing to comply with and be bound by the following terms and conditions of use which may be enforced against you by DUAL Asset Underwriting (DAU). The term 'You' refers to the user or viewer of our Web Site.

These terms and conditions may change or be updated from time to time. It remains your responsibility to access and check these terms and conditions whenever you access the Web Site. The latest version of these terms and conditions will govern any future usage by you of the Web Site.

Your Responsibilities

All users agree that by submitting a registration to use the E-Trading portal you are confirming that you have exempt status and are registered on the FCA exempt status register and you confirm that you will protect passwords allocated to your firm securely.

You are wholly responsible for the use of the Web Site by any person using your terminal or point of access and are responsible for ensuring that any such person also fully complies with these terms and conditions.

Use of this Web Site

You agree to use this Web Site in a manner consistent with any and all applicable laws and regulations in the country in which you access the Web Site. This Web Site is not intended for viewers in any other jurisdiction or country where local laws and/or restrictions prohibit any of the activities transacted by the Web Site.

Your Personal Information

Usage of your personal information is governed by our Privacy Policy, which forms part of these terms and conditions.

Applicable law

You agree that DAU may sub-contract the performance of any of its obligations or may assign these terms and conditions or any of its rights or obligations without giving you notice. These terms and conditions shall be governed and interpreted in accordance with English law, and you consent to the non-exclusive jurisdiction of the English courts.

Contracts (Rights of Third Parties Act) 1999

Other than companies within the Hyperion Insurance Group, a person who is not a party to these terms and conditions has no right (including without limitation under the Contracts (Rights of Third Parties) Act 1999) to enforce or rely on any term of these terms and conditions.

Statutory information

DUAL Asset Underwriting is registered in England and Wales under company no. 08494511. Registered office 107 Leadenhall St, London, EC3A 4AF. DAU is part of DUAL Corporate Risks, a member of the Hyperion Insurance Group. DUAL Corporate Risks is registered in England & Wales under Company Number 4160680 with its Registered Office at 107 Leadenhall Street, London EC3A 4AF.

Regulatory Information

DUAL Asset Underwriting is an Appointed Representative of DUAL Corporate Risks Ltd which is authorised and regulated by the Financial Conduct Authority, under firm registration no: 312593.

Further information concerning the Financial Conduct Authority (FCA) authorisation and regulation can be obtained from the FCA Register (www.fca.gov.uk/register).

Licensing Information

This Web Site contains general information on DAU and its products and services and this Web Site and its contents are not intended to constitute investment or other advice (nor any solicitation to participate in investment or other business) in any country in the world. As an authorized Insurance Intermediary in the United Kingdom, DAU is licensed or otherwise approved to transact insurance business from or in various countries in respect of various classes of non-life insurance business. Certain products and services described on this Web Site are not available to all users due to insurance regulatory restrictions.

Contact

You may contact DAU about any problems or questions relating to the Web Site at enquiries@DUALgroup.com or write to us at:

DUAL Asset Underwriting Limited
107 Leadenhall Street
London EC3A 4AF

Privacy Statement

Who are we?

We take the privacy of our users seriously. This statement explains our privacy and data protection practices.

What information do we collect?

Parts of the Web Site invite you to contact us using the details provided. You may wish to contact us in this way, for example, to request further information in relation to our products, access to our internet quoting engine or regarding any other enquiries you may have. These include personal details that you type in such as your name, address, email address, contact numbers and any other relevant information.

We may automatically collect non-personal information about you such as the type of internet browsers you use or the Web Site from which you linked to our Web Site. You cannot be identified from this information and it is only used to assist us in providing an effective service on this Web Site.

How do we use the information we collect?

If you submit any personal information to us through this Web Site or through the contacts given on the Web Site, we will only use this information without your prior consent to respond to your request, comments etc. We will also use your personal information for any subsequent communications that take place between us in this regard.

How do we protect your information?

As required by the Data Protection Act 1998, we follow strict security procedures in the storage and disclosure of information which you have given to us, to prevent unauthorised access or loss of such information.

While we cannot ensure or guarantee that loss, misuse or alteration of information will not occur, we use our best efforts to prevent this.

With whom is the information shared?

The information may be disclosed to certain insurance related bodies for the prevention and detection of fraud and other crimes. We may disclose aggregate statistics about our site visitors, customers and sales in order to describe our services to prospective partners, advertisers and other reputable third parties and for other lawful purposes, but these statistics will include no personal identifying information.

We may disclose personal information if required to do so by law or if we believe that such action is necessary to protect and defend the rights, property or personal safety of ourselves, subscribing Insurers, the site or its visitors.

Use of cookies

DAU and DCR will not use cookies to collect personal information about you. To limit or block the cookies which are set by DAU/DCR, you can amend your browser's privacy settings. The Help function within your web browser will explain how this is done.

Visit www.aboutcookies.org to find out how to limit or block cookies on an array of different browsers. There are details on how to delete cookies as well as general information about them. For information on how to do this on your mobile phone you will need to refer to the manufacturer's guide.

Other Web Sites

This Web Site contains links to other third party Web Sites and you may have linked to this Web Site from another Web Site. We are not responsible for the privacy policies or the content of such Web Sites. You should check the terms and policies applicable to each such Web Site.

Other Web Sites operated by or on behalf of other members of the Hyperion Group may also contain a privacy policy that is different from this privacy policy. This privacy policy relates to this Web Site only.

Your acceptance of these terms

By using our Web Site you shall consent to the collection and use of this information by DAU/DCR and to this privacy policy. If we change our privacy policy in any way, we will post any changes on this page.

Access to your information

You have a legal right to a copy of all the personal information about you held by us. You also have a right to correct any errors in that information.

Contact details

Please e-mail any questions, concerns or comments you have about these policies at enquiries@DUALgroup.com or write to us at:

DUAL Asset Underwriting Limited
107 Leadenhall Street
London EC3A 4AF

First published September 2013