We offer the off-the-shelf products listed below but can also underwrite unique risks on a case-by-case basis. Please contact our underwriting team directly to discuss your requirements. Our brochures can be found below.
Typical risks will include, amongst many others, a claim that the deceased did not have the proper mental capacity to make their will, a new will is found which changes entitlements or a missing beneficiary appears and makes a claim after the estate is administered.
Where Unoccupied Property insurance cover may be required please find that specific product below.
Buying residential property can be complicated and expensive. Around 30% of UK homes are not immediately acceptable to lenders for a mortgage.
The reasons can include risks such as: lack of building regulations approval; planning defect; access; legal restrictions; chancel liability or a problem with a way the lease was drafted.
No matter how hard and carefully your Conveyancer works, buying property will always be risky even if the risks appear decades later.
Unforeseeable events for property owners include: boundary structures; position of boundaries; untruthful sellers; preservation orders and unwitting breaches of listing requirements.
Even with the best expert advice, large commercial transactions can be challenging and difficult to complete.
We have supported some of the largest and most complex property transactions in the UK, EU, CEE and across the world and have decades of experience in bringing these deals to timely and cost-effective resolution.
Transactions involving insolvent or distressed sellers present unique challenges; seller information can be unclear, warranties and indemnities unreliable and timing can be critical.
Our insurance can be used to manage specific due diligence risks and better structure your real estate transaction and financing.
Either individually or in combination we can offer Warranty & Indemnity, Tax Liability and Contingent Risks insurance to transfer the risks associated with mergers, acquisitions or recapitalisations to the insurance market.
Property that is either unoccupied or vacant can invalidate standard buildings insurance cover.
If a residential or commercial building is to be left unoccupied due to renovation, probate, a transfer of ownership or otherwise, we have appreciation of the specific risks that are exposed in such cases.
In Germany and Spain we have a Real Estate Transaction products, while for both Poland and the Czech Republic, through MAI Insurance Brokers, we offer Commercial and Transactional insurance products.
Our product range for New Zealand covers Transaction Liability, Residential Conveyancing and Probate.
See our Brochures section for more information on these and more.
Aircraft is the latest asset class to join DUAL’s range of legal ownership insurance.
DUAL Asset works with AIC Title Service, the leading aircraft ownership insurance experts, to insure legal ownership of aircraft throughout the world. We do this for global banks and finance organisations, aircraft manufacturers, owners and their brokers and lawyers.
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